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In which scenario would a seller need to provide a septic system disclosure?

  1. If the septic system is newly installed

  2. If there is a waiver for continued use despite repairs needed

  3. If the property has city water supply

  4. If the seller has renovated the property

The correct answer is: If there is a waiver for continued use despite repairs needed

A seller is required to provide a septic system disclosure primarily when there is a waiver for continued use despite repairs needed. This requirement is based on the recognition that a septic system may pose health and safety risks if it is not functioning properly. By disclosing the need for repairs and any waivers obtained, the seller ensures that potential buyers are fully informed about the condition of the septic system, allowing them to make an informed decision before purchasing the property. In contrast, if a septic system is newly installed, it may not require a disclosure because it is expected to be functioning properly. The existence of a city water supply typically signals that the property is connected to municipal services rather than relying on a private septic system, thus minimizing the need for a septic system disclosure. Similarly, renovations to the property do not necessarily imply any issues with the septic system itself; hence, a disclosure may not be mandated in that situation.